Terms and Conditions

*1. Introduction*

- Welcome to IK FIRMS, a digital product company.

- These terms and conditions ("Terms") apply to all products and services offered by [IKfirms].

*2. Product and Service Descriptions*

- Products and services are described on our website.

- We reserve the right to modify or discontinue products and services at any time.

*3. Payment and Pricing*

- Prices are listed on our website.

- Payment is due upon purchase.

- We accept only online payment .

*4. Intellectual Property*

- All products and services are owned by ik firms and it's subsidiaries.

- You may not reproduce, distribute, or modify our products and services without permission.

*5. Refund and Cancellation Policy*

- refer to refund policy

*6. User Account and Password*

- You are responsible for maintaining the confidentiality of your account and password.

- You agree to notify us of any unauthorized use.

*7. Warranty Disclaimer*

- Our products and services are provided "as-is" without warranty.

*8. Limitation of Liability*

- We are not liable for damages or losses arising from use of our products and services.

*9. Governing Law*

- These Terms are governed by Indian law.

*10. Changes to Terms*

- We reserve the right to modify these Terms at any time.

*11. Contact Us*

- If you have questions or concerns, please contact us at ikfirms@gmail.com.

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